> For the complete documentation index, see [llms.txt](https://ken-turner-notes.gitbook.io/foreign-owned-single-member-llc/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://ken-turner-notes.gitbook.io/foreign-owned-single-member-llc/banking-documents.md).

# Banking documents

A US business account is where a foreign owned single member LLC starts to feel real, and it is the step you control least. The bank decides who it accepts. Your part is to arrive with a complete file.

## 5.1 What banks ask a single-member LLC owned by a non-US person

Requirements vary by bank, but the file usually contains:

1. The Articles of Organization accepted by Wyoming.
2. The EIN confirmation notice, CP 575. If it is lost, you can ask the IRS for a 147C verification letter.
3. An operating agreement naming you as the sole member.
4. A banking resolution authorizing who may open and run the account.
5. Your passport.
6. Proof of your home address.
7. A short description of what the business does and who its customers are.

## 5.2 Where each document comes from

The Articles come from page 2 and the CP 575 from page 3. The passport and proof of address are yours. The operating agreement and banking resolution are the two that people often lack, because Wyoming never asks to see them.

> **Note:** Write the business description in plain words: what you sell, to whom, and where the money comes from.

## 5.3 The CORPBOLT documents

For a foreign owned single member LLC, CORPBOLT provides a bank-ready operating agreement and a banking resolution, which fill the two gaps above. Its Concierge plan adds a Bank-Ready Document Guarantee. That guarantee covers the documents, not the outcome: no service can promise that a bank will approve you.


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